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April 10, 2019

What is the Culture at American Income Life for Agents?

working at american income life

Life at American Income Life Insurance Company

American Income Life is an international Company helping protect working families in the United States, Canada, New Zealand, and through our wholly-owned subsidiary, National Income Life Insurance Company in New York. We were founded with $25,000 of borrowed capital and have grown into a leading provider of supplemental life insurance.

American Income has served working-class families since 1951 with life, supplemental accident, and health products to help protect members of labor unions, credit unions, associations and their families. AIL representatives develop long-term relationships with clients and meet them where they are most comfortable.


When we say AIL supports working families, we mean it. AIL advocates for key issues and campaigns, and invests in a public agenda reflecting core values important to all working people.

Social Responsibility

We contribute to various organizations that research, analyze, and propose solutions on fair trade, good jobs, environmental sustainability, and electing fair-minded candidates.

Publicly we:

  • Defend Workers’ Rights
  • Advocate for Financial Reform
  • Champion for a Fair Economy

Privately we:

  • Visit thousands of families a year
  • Offer portable life insurance, supplemental accident, and health insurance to meet the needs of working families.


An insurer's ability to pay claims should be a factor when considering an insurance company. American Income Life has consistently been ranked for our strengths such as the A+ (Superior) Financial Strength Rating from A.M. Best Company (as of 7/18).


American Income Life continues to experience growth. AIL's efforts are focused on creating more union jobs. We proudly proclaim our status as a 100% union label Company. From the representatives in the field who write an application, to the administrative staff in the Executive Office, everything is done under the union label.

Also, with increased commissions, production bonuses, and lifetime vesting, AIL’s field force has seen phenomenal growth in long term net worth and a secure financial future. Hear from some of American Income Life’s Agents themselves:

For more information on opportunities with American Income Life, please visit our Careers page.


American Income Life doesn’t just insure our policyholders. We also support causes that are important to our policyholders. Giving is at the heart of American Income Life Insurance Company. Giving back to our communities is vital to the success of our Company. In fact, giving permeates every facet of American Income Life and its subsidiaries. It’s this charity that has awarded us the trust and loyalty of our policyholders and the respect of the community.

Heroes wanted

Learn more about a career with AIL by speaking to one of our agents

Let's Go!


Bernard Rapoport founded American Income Life Insurance Company on the bedrock of supporting Labor. Like you, we deal with bread-and-butter issues. American Income Life has a long history and rich tradition of partnering with the labor community through national and local leaders, advocating for key issues and campaigns, and investing in a public policy agenda that reflects the core values of importance to all working people.

"I remain convinced that the American free enterprise system needs the labor movement to guarantee democracy on the job and fairness to workers. I am proud of the labor movement, and I am proud of my relationship with it. It's great to do well by doing good." – Bernard Rapoport, Founder of AIL

American Income Life is working with the country's most prominent labor organizations, leaders, and activists. This includes working with the leaders and membership of over 45 international unions.

To learn more about American Income Life, visit https://www.ailife.com/.

Categories: Insurance

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